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$678,000

20907 Cactus Peak, San Antonio, TX, 78258

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,512 Sq Ft
price_per_sqft$199.17 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesCooktop, Dishwasher, Microwave, Oven, Disposal
FlooringCarpet, Ceramic Tile

Exterior

Lot Size13,917 sqft

Building Information

Year Built2003
Stories2
Roof Type109
Garage Spaces2

Land Information

APN19219-001-1200
Lot Number120
SubdivisionVil Cactus Blffs/Big Spg
Land UseResidential
Legal DescriptionNCB 19219 BLK 1 LOT 120 (BIG SPRINGS UT-4A)
Census Tract191819
Assessed Land Value$115,790
Assessed Improvement Value$454,210
Assessment Year2025

About this property

Experience serene living in a secure, guarded community on a peaceful cul-de-sac lot; your perfect private retreat awaits. This beautifully designed home welcomes you with a grand entryway, soaring ceilings, and an elegant iron baluster staircase. The open-concept layout is perfect for entertaining, featuring an island kitchen equipped with all the essentials, as well as a spacious family room with a fireplace that extends to the covered patio. The interior boasts plantation shutters on select downstairs windows, engineered hardwood, and tile flooring throughout the first floor. The carpet upstairs was just replaced, adding to the home's move-in-ready appeal. Enjoy the recent home improvements, including freshly installed carpet, interior paint, upgraded appliances, landscaping, light fixture replacements, and more! The private main-level primary suite has a spa-style bathroom, along with a sitting room. The home also includes a separate study, family room plus sitting room, formal dining room, an upstairs game room, and generously sized secondary bedrooms with walk-in closets. Situated on a well-landscaped cul-de-sac lot, this home also features a two car side-entry garage with epoxy flooring and excellent curb appeal. The backyard is fully fenced in with wrought iron fencing and an expansive flagstone patio. Enjoy the conveniences of the amazing neighborhood amenity center within walking distance. Located near top-rated schools, shopping, dining, golf courses, and medical facilities, with easy access to Loop 1604 and Highway 281. You'll enjoy both comfort and convenience in this highly sought-after guarded community.

Investor Tools

Property Icon
$678,000
Estimated Property Value
$707,605Estimated Mortgage Balance
$0Estimated Equity
-4% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,197 /month
Positive
Cash Flow Estimate:
$1,399 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,212/month
$575/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,151
$570,000
2025
$115,790
$454,210
$570,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,151
$570,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Va
$707,605
Yes
First
Jul 22, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$697,256
N/A
0%
103%
$4,243/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,710/mo
$4,818/mo
$-2,108/mo
4.8%

Learn About the Market: Opportunity in San Antonio

Local Market Pages
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Explore

San Antonio

San Antonio balances deep Texas history with steady modern growth. Home to the Alamo and the River Walk, the city carries cultural gravity — but its economic foundation is anchored in military installations, healthcare networks, cybersecurity, and tourism.

Compared to many peer metros, San Antonio maintains a lower cost of living and more affordable housing, attracting both military families and long-term residents seeking stability. It’s a market defined less by flash and more by durability — steady expansion with strong community roots.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$255,200

Unemployment Rate

Unemployment Rate

3.80%

Price Trend

Price Trend

~3–5% YoY growth

New Permits

New Permits

~3,200 units

City: San Antonio

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20907 Cactus Peak | Property Details | No Agent List